When identifying a 401(k) plan, it's crucial to thoroughly analyze your investment goals. A good strategy should match with your comfort level with risk. Look for a plan that provides a diverse selection of portfolio options, including bonds. Consider the expenses associated with each option, as these can materially impact your long-term savings.

Gen X, the generation born between the Baby Boomers and Millennials, often struggles to find the conversation of generational labels. While their older siblings, the Baby Boomers, are always celebrated for shaping the cultural landscape, and Millennials are understood for their tech-savvy nature, Gen X often falls through the cracks. They are the u